Target Net Calculator 2026 - How much Gross do I need?
Enter your desired net salary and calculate how much gross pay you need to negotiate.
Required gross/month3.274,30 €
Required gross/year39.291,60 €
Effective deduction rate38.9 %
ItemMonthlyYearly
Monthly Deductions
Gross3.274,30 €
Gross3.274,30 €39.291,60 €
Income Tax− 588,34 €
Income Tax− 588,34 €− 7.060,02 €
Solidarity Surcharge0,00 €
Solidarity Surcharge0,00 €0,00 €
Health Insurance− 279,95 €
Health Insurance− 279,95 €− 3.359,43 €
Pension Insurance− 304,51 €
Pension Insurance− 304,51 €− 3.654,12 €
Long-term Care Insurance− 58,94 €
Long-term Care Insurance− 58,94 €− 707,25 €
Unemployment Insurance− 42,57 €
Unemployment Insurance− 42,57 €− 510,79 €
Net2.000,00 €
Net2.000,00 €23.999,99 €
Effective deduction rate: 38.9 %
How does the target net calculator work?
The calculator uses binary search: it tries different gross salaries and calculates the net each time until the value matches your target net (to the cent, in approx. 50 iterations).
Example: For 2.000,00 € net in Tax class I you need approx. 3.274,30 € gross/month (39.291,60 € annually).
All figures without guarantee. Calculation for 2026.