Wie viel Netto bei 4950 € Brutto in Steuerklasse 5?

In Steuerklasse 5 bleiben bei 4950 € Brutto monatlich ca. 2719 € Netto übrig – eine Abzugsquote von 45.1 %.

Wie hoch ist die Lohnsteuer bei 4950 € Brutto in Steuerklasse 5?

Die Lohnsteuer beträgt ca. 1193 € pro Monat (2026, Steuerklasse 5).

4.950 Euro Gross - Net Tax Class 5 (2026)

At 4.950 € gross per month, after taxes and social contributions in V - married, lower income approx. 2.719,49 € net remains (no church tax).

ItemMonthlyYearly

Monthly Deductions

Gross4.950,00 €

Gross4.950,00 €59.400,00 €

Income Tax− 1.193,48 €

Income Tax− 1.193,48 €− 14.321,79 €

Solidarity Surcharge0,00 €

Solidarity Surcharge0,00 €0,00 €

Church Tax0,00 €

Church Tax0,00 €0,00 €

Health Insurance− 423,22 €

Health Insurance− 423,22 €− 5.078,70 €

Pension Insurance− 460,35 €

Pension Insurance− 460,35 €− 5.524,20 €

Long-term Care Insurance− 89,10 €

Long-term Care Insurance− 89,10 €− 1.069,20 €

Unemployment Insurance− 64,35 €

Unemployment Insurance− 64,35 €− 772,20 €

Net2.719,49 €

Net2.719,49 €32.633,91 €

Effective deduction rate: 45.1 %

All tax classes compared for 4.950 € gross

Tax Class	Net/Monthly	Gross − Net
I - single / divorced	2.719,49 €	− 2.230,51 €
II - Single parent	2.719,49 €	− 2.230,51 €
III - married, higher income	3.222,17 €	− 1.727,83 €
IV - married, similar income	2.719,49 €	− 2.230,51 €
V - married, lower income(this page)	2.719,49 €	− 2.230,51 €
VI - Second job	2.719,49 €	− 2.230,51 €

Switch: Tax Class 1 Tax Class 2 Tax Class 3 Tax Class 4 Tax Class 5 Tax Class 6

How is the net salary calculated for Tax class 5?

In Tax class 5 (V - married, lower income) the net salary for 4.950 € gross is approx. 2.719,49 € per month. The effective deduction rate is 45.1 %.

Income Tax (1.193,48 €/month): No basic allowance - for the partner with the lower income.
Health Insurance (423,22 €/month): Employee share incl. supplementary contribution (approx. 9.35 % in 2026).
Pension Insurance (460,35 €/month): 9.3 % of gross salary.
Long-term Care Insurance (89,10 €/month): 1.8 % for employees with children.
Unemployment Insurance (64,35 €/month): 1.3 % of gross salary.

All figures without guarantee. Calculation without church tax. Actual deductions may vary depending on personal circumstances.

Calculate your own amount & tax class

Gross-Net Calculator 2026

Gross / Month

€

Tax Class

Church Tax

Net/Month2.719,49 €

Net2.719,49 €55 %

Taxes1.193,48 €24 %

Social contributions1.037,03 €21 %

Gross4.950,00 €100 %