Wie viel Netto bei 4700 € Brutto in Steuerklasse 3?

In Steuerklasse 3 bleiben bei 4700 € Brutto monatlich ca. 3095 € Netto übrig – eine Abzugsquote von 34.1 %.

Wie hoch ist die Lohnsteuer bei 4700 € Brutto in Steuerklasse 3?

Die Lohnsteuer beträgt ca. 620 € pro Monat (2026, Steuerklasse 3).

4.700 Euro Gross - Net Tax Class 3 (2026)

At 4.700 € gross per month, after taxes and social contributions in III - married, higher income approx. 3.095,19 € net remains (no church tax).

ItemMonthlyYearly

Monthly Deductions

Gross4.700,00 €

Gross4.700,00 €56.400,00 €

Income Tax− 620,16 €

Income Tax− 620,16 €− 7.441,94 €

Solidarity Surcharge0,00 €

Solidarity Surcharge0,00 €0,00 €

Church Tax0,00 €

Church Tax0,00 €0,00 €

Health Insurance− 401,85 €

Health Insurance− 401,85 €− 4.822,20 €

Pension Insurance− 437,10 €

Pension Insurance− 437,10 €− 5.245,20 €

Long-term Care Insurance− 84,60 €

Long-term Care Insurance− 84,60 €− 1.015,20 €

Unemployment Insurance− 61,10 €

Unemployment Insurance− 61,10 €− 733,20 €

Net3.095,19 €

Net3.095,19 €37.142,26 €

Effective deduction rate: 34.1 %

All tax classes compared for 4.700 € gross

Tax Class	Net/Monthly	Gross − Net
I - single / divorced	2.620,39 €	− 2.079,61 €
II - Single parent	2.620,39 €	− 2.079,61 €
III - married, higher income(this page)	3.095,19 €	− 1.604,81 €
IV - married, similar income	2.620,39 €	− 2.079,61 €
V - married, lower income	2.620,39 €	− 2.079,61 €
VI - Second job	2.620,39 €	− 2.079,61 €

Switch: Tax Class 1 Tax Class 2 Tax Class 3 Tax Class 4 Tax Class 5 Tax Class 6

How is the net salary calculated for Tax class 3?

In Tax class 3 (III - married, higher income) the net salary for 4.700 € gross is approx. 3.095,19 € per month. The effective deduction rate is 34.1 %.

Income Tax (620,16 €/month): Splitting tariff: double basic allowance, significantly lower tax.
Health Insurance (401,85 €/month): Employee share incl. supplementary contribution (approx. 9.35 % in 2026).
Pension Insurance (437,10 €/month): 9.3 % of gross salary.
Long-term Care Insurance (84,60 €/month): 1.8 % for employees with children.
Unemployment Insurance (61,10 €/month): 1.3 % of gross salary.

All figures without guarantee. Calculation without church tax. Actual deductions may vary depending on personal circumstances.

Calculate your own amount & tax class

Gross-Net Calculator 2026

Gross / Month

€

Tax Class

Church Tax

Net/Month3.095,19 €

Net3.095,19 €66 %

Taxes620,16 €13 %

Social contributions984,65 €21 %

Gross4.700,00 €100 %