Wie viel Netto bei 3700 € Brutto in Steuerklasse 1?

In Steuerklasse 1 bleiben bei 3700 € Brutto monatlich ca. 2195 € Netto übrig – eine Abzugsquote von 40.7 %.

Wie hoch ist die Lohnsteuer bei 3700 € Brutto in Steuerklasse 1?

Die Lohnsteuer beträgt ca. 730 € pro Monat (2026, Steuerklasse 1).

3.700 Euro Gross - Net Tax Class 1 (2026)

At 3.700 € gross per month, after taxes and social contributions in I - single / divorced approx. 2.195,08 € net remains (no church tax).

ItemMonthlyYearly

Monthly Deductions

Gross3.700,00 €

Gross3.700,00 €44.400,00 €

Income Tax− 729,77 €

Income Tax− 729,77 €− 8.757,25 €

Solidarity Surcharge0,00 €

Solidarity Surcharge0,00 €0,00 €

Church Tax0,00 €

Church Tax0,00 €0,00 €

Health Insurance− 316,35 €

Health Insurance− 316,35 €− 3.796,20 €

Pension Insurance− 344,10 €

Pension Insurance− 344,10 €− 4.129,20 €

Long-term Care Insurance− 66,60 €

Long-term Care Insurance− 66,60 €− 799,20 €

Unemployment Insurance− 48,10 €

Unemployment Insurance− 48,10 €− 577,20 €

Net2.195,08 €

Net2.195,08 €26.340,95 €

Effective deduction rate: 40.7 %

All tax classes compared for 3.700 € gross

Tax Class	Net/Monthly	Gross − Net
I - single / divorced(this page)	2.195,08 €	− 1.504,92 €
II - Single parent	2.195,08 €	− 1.504,92 €
III - married, higher income	2.572,81 €	− 1.127,19 €
IV - married, similar income	2.195,08 €	− 1.504,92 €
V - married, lower income	2.195,08 €	− 1.504,92 €
VI - Second job	2.195,08 €	− 1.504,92 €

Switch: Tax Class 1 Tax Class 2 Tax Class 3 Tax Class 4 Tax Class 5 Tax Class 6

How is the net salary calculated for Tax class 1?

In Tax class 1 (I - single / divorced) the net salary for 3.700 € gross is approx. 2.195,08 € per month. The effective deduction rate is 40.7 %.

Income Tax (729,77 €/month): Standard rate, basic tax allowance 12.348 € (2026).
Health Insurance (316,35 €/month): Employee share incl. supplementary contribution (approx. 9.35 % in 2026).
Pension Insurance (344,10 €/month): 9.3 % of gross salary.
Long-term Care Insurance (66,60 €/month): 1.8 % for employees with children.
Unemployment Insurance (48,10 €/month): 1.3 % of gross salary.

All figures without guarantee. Calculation without church tax. Actual deductions may vary depending on personal circumstances.

Calculate your own amount & tax class

Gross-Net Calculator 2026

Gross / Month

€

Tax Class

Church Tax

Net/Month2.195,08 €

Net2.195,08 €59 %

Taxes729,77 €20 %

Social contributions775,15 €21 %

Gross3.700,00 €100 %