1.150 Euro Gross - Net Tax Class 4 (2026)

At 1.150 € gross per month, after taxes and social contributions in IV - married, similar income approx. 890,42 € net remains (no church tax).

Monthly Deductions
Gross1.150,00 €
Income Tax− 18,66 €
Solidarity Surcharge0,00 €
Health Insurance− 98,33 €
Pension Insurance− 106,95 €
Long-term Care Insurance− 20,70 €
Unemployment Insurance− 14,95 €
Net890,42 €

Effective deduction rate: 22.6 %

All tax classes compared for 1.150 € gross

Tax ClassNet/MonthlyGross − Net
I - single / divorced890,42 €− 259,59 €
II - Single parent909,07 €− 240,92 €
III - married, higher income909,07 €− 240,92 €
IV - married, similar income(this page)890,42 €− 259,59 €
V - married, lower income592,68 €− 557,32 €
VI - Second job592,68 €− 557,32 €

Switch: Tax Class 1Tax Class 2Tax Class 3Tax Class 4Tax Class 5Tax Class 6

How is the net salary calculated for Tax class 4?

In Tax class 4 (IV - married, similar income) the net salary for 1.150 € gross is approx. 890,42 € per month. The effective deduction rate is 22.6 %.

  • Income Tax (18,66 €/month): Like Class I - for couples with similar income.
  • Health Insurance (98,33 €/month): Employee share incl. supplementary contribution (approx. 9.35 % in 2026).
  • Pension Insurance (106,95 €/month): 9.3 % of gross salary.
  • Long-term Care Insurance (20,70 €/month): 1.8 % for employees with children.
  • Unemployment Insurance (14,95 €/month): 1.3 % of gross salary.

All figures without guarantee. Calculation without church tax. Actual deductions may vary depending on personal circumstances.

Calculate your own amount & tax class

Gross-Net Calculator 2026

Net/Month890,42 €
Net890,42 €77 %
Taxes18,66 €2 %
Social contributions240,93 €21 %
Gross1.150,00 €100 %
Monthly Deductions
Gross1.150,00 €
Income Tax− 18,66 €
Solidarity Surcharge0,00 €
Health Insurance− 98,33 €
Pension Insurance− 106,95 €
Long-term Care Insurance− 20,70 €
Unemployment Insurance− 14,95 €
Net890,42 €

Effective deduction rate: 22.6 %

Tax class 4 · no church tax · Employee contributions · 2026